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Outlook: 57.1% bullish·0.0% bearish
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SYF:NYSE
Synchrony Financial
$74.83
+1.60%
(+1.18) 1D
$74.83
0.00% (0.00)
After hours
Closed: Oct 26, 4:00:07 PM GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for SYF...
Open
$74.03
High
$75.38
Low
$74.03
Mkt. cap
23.30B
Avg. vol.
3.25M
Volume
3.06M
Dividend
1.82%
Quarterly dividend
$0.34
Ex-dividend date
Aug 5, 2026
P/E ratio
7.82
52-wk high
$88.77
52-wk low
$63.08
EPS
$9.57
Beta
1.35
Shares outstanding
311.40M
No. of employees
20K
Open
$74.03
High
$75.38
Low
$74.03
Mkt. cap
23.30B
Avg. vol.
3.25M
Volume
3.06M
Dividend
1.82%
Quarterly dividend
$0.34
Ex-dividend date
Aug 5, 2026
P/E ratio
7.82
52-wk high
$88.77
52-wk low
$63.08
EPS
$9.57
Beta
1.35
Shares outstanding
311.40M
No. of employees
20K
News stories
From web sources and news partners
Profile
Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut. The company offers consumer financing products including credit, promotional financing, loyalty programs, and installment lending to both industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary. Synchrony owns CareCredit, a credit card for medical and veterinary expenses. Wikipedia
About Synchrony Financial
CEOBrian D. Doubles
Employees20K
Founded1932
HeadquartersStamford, Connecticut, United States
SectorPayment service provider
Websitesynchrony.com
Analyst ratings
Based on 15 analysts giving stock ratings to SYF in the past 3 months
Buy
Buy
7
Hold
8
Sell
0
12-month forecast
Based on 15 Wall Street analysts offering 12 month price targets for SYF in the last 3 months.
Highest
Current $74.83
$98.00 (+30.96%)
Average
$85.69 (+14.51%)
Lowest
$77.00 (+2.90%)
Analyst
Recommendation
Action
Price target
Projected
Date
John Pancari
Evercore ISI
Hold
Downgraded
-
-
10/21/2026
Moshe Orenbuch
TD Cowen
Buy
Maintained
$86.00
+14.9%
10/21/2026
Andrew Bauch
BMO Capital
Hold
Reiterated
$81.00
+8.2%
10/21/2026
Jon Arfstrom
RBC Capital
Hold
Maintained
$80.00
+6.9%
10/20/2026
Richard Shane
J.P. Morgan
Hold
Reiterated
$77.00
+2.9%
10/21/2026
Sanjay Sakhrani
KBW
Buy
Maintained
$98.00
+31%
10/21/2026
Jeffrey Adelson
Morgan Stanley
Hold
Reiterated
$83.00
+10.9%
10/21/2026
Donald Fandetti
Wells Fargo
Buy
Reiterated
$88.00
+17.6%
10/20/2026
Terry Ma
Barclays
Buy
Maintained
$94.00
+25.6%
10/20/2026
Mihir Bhatia
Bank of America Securities
Buy
Maintained
$89.00
+18.9%
10/20/2026
Erika Najarian
UBS
Hold
Maintained
$81.00
+8.2%
10/05/2026
Unknown Analyst
Goldman Sachs
Buy
Maintained
$87.00
+16.3%
09/22/2026
Vincent Caintic
BTIG
Hold
Maintained
-
-
09/14/2026
Darrin Peller
Wolfe Research
Buy
Maintained
$90.00
+20.3%
08/25/2026
Brian Foran
Truist Financial
Hold
Maintained
$80.00
+6.9%
07/28/2026
Mark DeVries
Deutsche Bank
Buy
Reiterated
$104.00
+39%
07/22/2026
Unknown Analyst
Jefferies
Buy
Maintained
$103.00
+37.6%
07/22/2026
David George
Robert W. Baird
Buy
Maintained
$90.00
+20.3%
07/22/2026
Saul Martinez
HSBC
Buy
Maintained
$97.00
+29.6%
07/12/2026
Hoang Nguyen
TD Cowen
Buy
Maintained
$89.00
+18.9%
06/09/2026
Dominick Gabriele
Loop Capital Markets
Hold
Initiated
$81.00
+8.2%
05/21/2026
Last report
Oct 20, 2026
Fiscal period
Q3 2026
$2.68 / $2.40
+11.44%beat
Revenue / Est. (USD)
2.55B / 3.81B
-32.94%miss
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Revenue
2.35B
2.36B
2.52B
2.55B
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
1.20B
1.10B
1.12B
1.14B
Operating expense
1.21B
1.23B
1.25B
1.14B
Total operating expenses
1.21B
1.23B
1.25B
1.28B
Operating income
1.14B
1.14B
1.26B
1.27B
Other non operating income
-
-
-
-
EBT including unusual items
952.00M
1.05B
1.19B
1.18B
EBT excluding unusual items
1.14B
1.14B
1.26B
1.18B
Income tax expense
201.00M
242.00M
301.00M
289.00M
Effective tax rate
21.11%
23.11%
25.38%
24.47%
Other operating expenses
5.00M
128.00M
132.00M
-
Net income
751.00M
805.00M
885.00M
892.00M
Net profit margin
31.94%
34.07%
35.16%
34.95%
Earnings per share
2.18
2.27
2.59
2.68
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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