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Q3 2026 earnings • released • EPS beat +11,44% • Revenue beat +0,32%
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SYF:NYSE
Synchrony Financial
US$73,55
-0,85%
(-0,63) 1D
20 ຕ.ລ., 14 ໂມງ 45 ນາທີ 19 ວິນາທີ GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for SYF...
Open
US$74,00
High
US$74,91
Low
US$72,25
Mkt. cap
23,92 ຕື້
Avg. vol.
3,05 ລ້ານ
Volume
3,10 ລ້ານ
Dividend
1,85%
Quarterly dividend
US$0,34
Ex-dividend date
5 ສ.ຫ. 2026
P/E ratio
7,54
52-wk high
US$88,77
52-wk low
US$63,08
EPS
US$9,75
Beta
1,35
Shares outstanding
325,37 ລ້ານ
No. of employees
20 ພັນ
Open
US$74,00
High
US$74,91
Low
US$72,25
Mkt. cap
23,92 ຕື້
Avg. vol.
3,05 ລ້ານ
Volume
3,10 ລ້ານ
Dividend
1,85%
Quarterly dividend
US$0,34
Ex-dividend date
5 ສ.ຫ. 2026
P/E ratio
7,54
52-wk high
US$88,77
52-wk low
US$63,08
EPS
US$9,75
Beta
1,35
Shares outstanding
325,37 ລ້ານ
No. of employees
20 ພັນ
News stories
From web sources and news partners
Yahoo Finance
Yahoo Finance
·
1 ຊົ່ວໂມງກ່ອນ
Synchrony Financial Q3 2026 Earnings Call Summary
Quiver Quantitative
Quiver Quantitative
·
1 ຊົ່ວໂມງກ່ອນ
SYNCHRONY FINANCIAL ($SYF) Releases Q3 2026 Earnings
Profile
Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut. The company offers consumer financing products including credit, promotional financing, loyalty programs, and installment lending to both industries and consumers through Synchrony Bank, its wholly owned online bank subsidiary. Synchrony owns CareCredit, a credit card for medical and veterinary expenses. Wikipedia
About Synchrony Financial
CEOBrian D. Doubles
Employees20 ພັນ
Founded1932
Headquartersສະແຕມຝອດ, ຄອນເນັກຕິຄັດ, ສະຫະລັດ
SectorPayment service provider
Analyst ratings
Based on 18 analysts giving stock ratings to SYF in the past 3 months
Buy
Buy
11
Hold
7
Sell
0
12-month forecast
Based on 18 Wall Street analysts offering 12 month price targets for SYF in the last 3 months.
Highest
Current US$73,55
US$104,00 (+41,40%)
Average
US$87,47 (+18,93%)
Lowest
US$74,00 (+0,61%)
Analyst
Recommendation
Action
Price target
Projected
Date
Mihir Bhatia
Bank of America Securities
Buy
Maintained
US$89,00
+21%
10/20/2026
John Pancari
Evercore ISI
Buy
Maintained
US$80,00
+8,8%
10/20/2026
Jeffrey Adelson
Morgan Stanley
Hold
Maintained
US$83,00
+12,8%
10/12/2026
Richard Shane
J.P. Morgan
Hold
Maintained
US$74,00
+0,6%
10/12/2026
Jon Arfstrom
RBC Capital
Hold
Maintained
US$80,00
+8,8%
10/09/2026
Andrew Bauch
BMO Capital
Hold
Initiated
US$81,00
+10,1%
10/08/2026
Moshe Orenbuch
TD Cowen
Buy
Maintained
US$86,00
+16,9%
10/06/2026
Erika Najarian
UBS
Hold
Maintained
US$81,00
+10,1%
10/05/2026
Terry Ma
Barclays
Buy
Maintained
US$93,00
+26,4%
10/05/2026
Donald Fandetti
Wells Fargo
Buy
Reiterated
US$88,00
+19,6%
09/30/2026
Unknown Analyst
Goldman Sachs
Buy
Maintained
US$87,00
+18,3%
09/22/2026
Vincent Caintic
BTIG
Hold
Maintained
-
-
09/14/2026
Darrin Peller
Wolfe Research
Buy
Maintained
US$90,00
+22,4%
08/25/2026
Brian Foran
Truist Financial
Hold
Maintained
US$80,00
+8,8%
07/28/2026
Mark DeVries
Deutsche Bank
Buy
Reiterated
US$104,00
+41,4%
07/22/2026
Unknown Analyst
Jefferies
Buy
Maintained
US$103,00
+40%
07/22/2026
David George
Robert W. Baird
Buy
Maintained
US$90,00
+22,4%
07/22/2026
Sanjay Sakhrani
KBW
Buy
Maintained
US$98,00
+33,2%
07/22/2026
Saul Martinez
HSBC
Buy
Maintained
US$97,00
+31,9%
07/12/2026
Hoang Nguyen
TD Cowen
Buy
Maintained
US$89,00
+21%
06/09/2026
Dominick Gabriele
Loop Capital Markets
Hold
Initiated
US$81,00
+10,1%
05/21/2026
Last report
Just released
Today, 14:00
Fiscal period
Q3 2026
US$2,68 / US$2,40
+11,44%beat
Revenue / Est. (USD)
3,82 ຕື້ / 3,81 ຕື້
+0,32%beat
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
ກ.ຍ. 2025
ທ.ວ. 2025
ມ.ນ. 2026
ມິ.ຖ. 2026
Revenue
2,68 ຕື້
2,35 ຕື້
2,36 ຕື້
2,52 ຕື້
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
1,09 ຕື້
1,20 ຕື້
1,10 ຕື້
1,12 ຕື້
Operating expense
1,25 ຕື້
1,21 ຕື້
1,23 ຕື້
1,25 ຕື້
Total operating expenses
1,25 ຕື້
1,21 ຕື້
1,23 ຕື້
1,25 ຕື້
Operating income
1,43 ຕື້
1,14 ຕື້
1,14 ຕື້
1,26 ຕື້
Other non operating income
-
-
-
-
EBT including unusual items
1,43 ຕື້
952,00 ລ້ານ
1,05 ຕື້
1,19 ຕື້
EBT excluding unusual items
1,43 ຕື້
1,14 ຕື້
1,14 ຕື້
1,26 ຕື້
Income tax expense
352,00 ລ້ານ
201,00 ລ້ານ
242,00 ລ້ານ
301,00 ລ້ານ
Effective tax rate
24,63%
21,11%
23,11%
25,38%
Other operating expenses
159,00 ລ້ານ
5,00 ລ້ານ
128,00 ລ້ານ
132,00 ລ້ານ
Net income
1,08 ຕື້
751,00 ລ້ານ
805,00 ລ້ານ
885,00 ລ້ານ
Net profit margin
40,23%
31,94%
34,07%
35,16%
Earnings per share
2,86
2,18
2,27
2,59
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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