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Q3 2026 earnings • in 1 day
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OPRT:NASDAQ
Oportun Financial Corp
$9.92
+0.30%
(+0.030) 1D
$9.92
0.00% (0.00)
After hours
Closed: Nov 2, 4:00:00 PM GMT-5  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for OPRT...
Open
$9.91
High
$10.28
Low
$9.80
Mkt. cap
456.19M
Avg. vol.
710.58K
Volume
712.46K
P/E ratio
24.84
52-wk high
$10.28
52-wk low
$4.03
EPS
$0.40
Beta
1.25
Shares outstanding
45.99M
No. of employees
2K
Open
$9.91
High
$10.28
Low
$9.80
Mkt. cap
456.19M
Avg. vol.
710.58K
Volume
712.46K
P/E ratio
24.84
52-wk high
$10.28
52-wk low
$4.03
EPS
$0.40
Beta
1.25
Shares outstanding
45.99M
No. of employees
2K
News stories
From web sources and news partners
About Oportun Financial Corp
CEO-
Employees1.53K
Founded2005
HeadquartersSan Carlos, California, United States
SectorPayment service provider
Websiteoportun.com
Analyst ratings
Based on 3 analysts giving stock ratings to OPRT in the past 3 months
Buy
Buy
2
Hold
1
Sell
0
12-month forecast
Based on 3 Wall Street analysts offering 12 month price targets for OPRT in the last 3 months.
Highest
Current $9.92
$9.00 (-9.27%)
Average
$8.67 (-12.60%)
Lowest
$8.00 (-19.35%)
Analyst
Recommendation
Action
Price target
Projected
Date
John Hecht
Jefferies
Hold
Maintained
$9.00
-9.3%
10/07/2026
Kyle Joseph
Stephens
Buy
Reiterated
$8.00
-19.4%
08/06/2026
Vincent Caintic
BTIG
Buy
Maintained
$9.00
-9.3%
08/05/2026
Richard Shane
J.P. Morgan
Hold
Maintained
$5.00
-49.6%
04/09/2026
Hal Goetsch
B. Riley Securities
Buy
Maintained
$11.00
+10.9%
01/22/2026
Next call in 24:44:36
Wed, Nov 4, 12:00 AM
Fiscal period
Q3 2026
- / $0.45
Revenue / Est. (USD)
- / 237.87M
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance: upcoming earnings
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Revenue
182.07M
189.80M
180.78M
191.30M
Cost of goods sold
9.40M
7.68M
8.70M
9.65M
Cost of revenue
9.40M
7.68M
8.70M
9.65M
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
81.40M
76.16M
82.63M
80.36M
Operating expense
160.96M
161.90M
167.52M
159.41M
Total operating expenses
170.36M
169.58M
176.22M
169.06M
Operating income
11.71M
20.22M
4.56M
22.24M
Other non operating income
2.54M
-13.66M
-1.00M
-6.62M
EBT including unusual items
14.24M
6.56M
3.56M
15.62M
EBT excluding unusual items
14.24M
6.56M
3.56M
15.62M
Income tax expense
9.05M
3.16M
1.22M
7.08M
Effective tax rate
63.51%
48.15%
34.15%
45.35%
Other operating expenses
-
-
-
-
Net income
5.20M
3.40M
2.34M
8.54M
Net profit margin
2.85%
1.79%
1.30%
4.46%
Earnings per share
0.39
0.27
0.21
0.42
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-1.47M
-1.19M
-1.39M
-1.36M
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
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