ESAF Small Finance Bank is an Indian small finance bank headquartered in Thrissur city, Kerala, providing banking services and small loans to the underbanked.
ESAF Microfinance originated as an NGO in 1992 under the name Evangelical Social Action Forum brfore receiving a non-banking financial company and microfinance institution license from Reserve Bank of India.
The bank is one of the leading SFB's in the country to provide its customers with a variety of banking services, including micro, retail and corporate banking, para banking activities such as debit cards, third party financial product distribution. In addition to these, the bank also deals with treasury and permitted foreign exchange businesses. The bank also offers online services, including electronic funds transfer, bill payment services, usage of credit cards online, requesting account statements, and requesting cheque books. The assets comprise of micro loans, retail loans, loans to MSMEs, loans to financial institutions, corporate and agricultural loans.Wikipedia