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Q3 2026 earnings • released • EPS miss -54.17% • Revenue beat +1.87%
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CHYM:NASDAQ
Chime Financial Inc
$31.33
+3.81%
(+1.15) 1D
$30.89
-1.40% (-0.44)
After hours
Closed: Nov 6, 4:00:01 PM GMT-5  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for CHYM...
Open
$29.84
High
$32.08
Low
$29.04
Mkt. cap
11.86B
Avg. vol.
3.84M
Volume
8.53M
P/E ratio
160.75
52-wk high
$35.55
52-wk low
$15.88
EPS
$0.19
Shares outstanding
347.02M
No. of employees
2K
Open
$29.84
High
$32.08
Low
$29.04
Mkt. cap
11.86B
Avg. vol.
3.84M
Volume
8.53M
P/E ratio
160.75
52-wk high
$35.55
52-wk low
$15.88
EPS
$0.19
Shares outstanding
347.02M
No. of employees
2K
News stories
From web sources and news partners
Profile
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through partnerships with two national banks, Stride Bank and The Bancorp Bank. The company offers fee-free checking and savings accounts, debit cards, and other financial products through its mobile application. Chime was founded in 2012 by Chris Britt and Ryan King and began services in 2014. The company has grown through features like early access to direct deposits, earned wage access, fee-free overdraft services, and interest-free secured credit cards. It became publicly traded on the Nasdaq in June 2025. Wikipedia
About Chime Financial Inc
CEOChris Britt
Employees1.52K
Founded2012
HeadquartersSan Francisco, California, United States
SectorFinancials
Industry-
Websitechime.com
Analyst ratings
Based on 20 analysts giving stock ratings to CHYM in the past 3 months
Strong buy
Buy
18
Hold
2
Sell
0
12-month forecast
Based on 20 Wall Street analysts offering 12 month price targets for CHYM in the last 3 months.
Highest
Current $31.33
$50.00 (+59.59%)
Average
$40.92 (+30.61%)
Lowest
$32.50 (+3.73%)
Analyst
Recommendation
Action
Price target
Projected
Date
Adam Frisch
Evercore ISI
Buy
Maintained
$42.00
+34.1%
11/05/2026
Gustavo Gala
Monness
Hold
Reiterated
$32.50
+3.7%
11/05/2026
Joseph Vafi
Canaccord Genuity
Buy
Maintained
$50.00
+59.6%
11/05/2026
Lance Jessurun
Scotiabank
Buy
Reiterated
$44.00
+40.4%
11/05/2026
Tien Tsin Huang
J.P. Morgan
Buy
Maintained
$40.00
+27.7%
11/05/2026
James Faucette
Morgan Stanley
Buy
Maintained
$41.00
+30.9%
11/05/2026
Hal Goetsch
B. Riley Securities
Buy
Maintained
$45.00
+43.6%
11/05/2026
Timothy Chiodo
UBS
Hold
Reiterated
$34.00
+8.5%
11/05/2026
Patrick Moley
Piper Sandler
Buy
Maintained
$40.00
+27.7%
11/05/2026
Will Nance
Goldman Sachs
Buy
Reiterated
$43.00
+37.2%
11/04/2026
Cassie Chan
Wells Fargo
Buy
Reiterated
$42.00
+34.1%
11/04/2026
Nik Cremo
Barclays
Buy
Maintained
$40.00
+27.7%
11/05/2026
Jeff Cantwell
Seaport Global
Buy
Maintained
$42.00
+34.1%
10/08/2026
Nate Svensson
Deutsche Bank
Buy
Upgraded
$35.00
+11.7%
10/08/2026
Andrew Jeffrey
William Blair
Buy
Reiterated
-
-
10/01/2026
Harry Bartlett
Rothschild & Co Redburn
Buy
Upgraded
$46.00
+46.8%
09/14/2026
Andrew Bauch
BMO Capital
Buy
Reiterated
$38.00
+21.3%
09/09/2026
Alex Markgraff
KeyBanc
Buy
Maintained
$40.00
+27.7%
09/09/2026
Unknown Analyst
Scotiabank
Buy
Reiterated
$42.00
+34.1%
09/09/2026
Unknown Analyst
Loop Capital Markets
Buy
Initiated
$45.00
+43.6%
09/08/2026
Reginald Smith
Loop Capital Markets
Buy
Initiated
$45.00
+43.6%
09/08/2026
Darrin Peller
Wolfe Research
Buy
Maintained
$38.00
+21.3%
08/25/2026
Sanjay Sakhrani
KBW
Buy
Maintained
$35.00
+11.7%
08/06/2026
Lemar Clarke
Freedom Capital Markets
Buy
Reiterated
$32.00
+2.1%
08/06/2026
Ramsey El Assal
Cantor Fitzgerald
Buy
Initiated
$26.00
-17%
07/08/2026
Jason Kupferberg
Wells Fargo
Buy
Maintained
$28.00
-10.6%
06/15/2026
Unknown Analyst
BMO Capital
Buy
Initiated
$30.00
-4.2%
04/22/2026
Randy Binner
Texas Capital Securities
Buy
Initiated
$28.00
-10.6%
04/14/2026
Giuliano Bologna
Compass Point
Buy
Upgraded
$27.00
-13.8%
04/13/2026
Mark Mahaney
Evercore ISI
Buy
Maintained
$35.00
+11.7%
02/26/2026
Last report
Nov 5, 2026
Fiscal period
Q3 2026
$0.11 / $0.24
-54.17%miss
Revenue / Est. (USD)
718.00M / 704.80M
+1.87%beat
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Dec 2025
Mar 2026
Jun 2026
Sep 2026
Revenue
596.36M
647.39M
669.77M
718.00M
Cost of goods sold
66.11M
67.07M
74.90M
71.94M
Cost of revenue
66.11M
67.07M
74.90M
71.94M
Research and development expenses
111.35M
109.78M
112.11M
119.43M
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
332.91M
331.30M
353.86M
371.96M
Operating expense
448.54M
445.24M
470.26M
496.13M
Total operating expenses
514.65M
512.32M
545.16M
568.06M
Operating income
81.71M
135.07M
124.61M
149.94M
Other non operating income
-102.88M
-88.90M
-103.29M
-115.61M
EBT including unusual items
-44.73M
53.91M
28.06M
43.97M
EBT excluding unusual items
-12.13M
53.91M
28.06M
43.97M
Income tax expense
46.00K
455.00K
213.00K
250.00K
Effective tax rate
-0.10%
0.84%
0.76%
0.57%
Other operating expenses
-
-
-
-
Net income
-44.78M
53.46M
27.85M
43.72M
Net profit margin
-7.51%
8.26%
4.16%
6.09%
Earnings per share
-
-
-
-
Interest and investment income
9.04M
7.75M
6.74M
9.65M
Interest expense
-
-
-
-
Net interest expenses
9.04M
7.75M
6.74M
9.65M
Depreciation and amortization charges
4.28M
4.17M
4.30M
4.73M
EBITDA
89.53M
142.73M
132.17M
157.88M
Gain or loss from assets sale
-
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
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Type
Date
Shares
Amount
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