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Q3 2026 earnings • released • EPS miss -54,17% • Revenue beat +1,87%
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CHYM:NASDAQ
Chime Financial Inc
USD 33,09
+5,63%
(+1,76) 1D
9 Nov., 11:24:18 GMT-5  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for CHYM...
Open
USD 31,63
High
USD 33,25
Low
USD 31,57
Mkt. cap
12,68 mjd
Avg. vol.
3,99 m
Volume
1,67 m
P/E ratio
169,79
52-wk high
USD 35,55
52-wk low
USD 15,88
EPS
USD 0,19
Shares outstanding
347,02 m
No. of employees
2 k
Open
USD 31,63
High
USD 33,25
Low
USD 31,57
Mkt. cap
12,68 mjd
Avg. vol.
3,99 m
Volume
1,67 m
P/E ratio
169,79
52-wk high
USD 35,55
52-wk low
USD 15,88
EPS
USD 0,19
Shares outstanding
347,02 m
No. of employees
2 k
News stories
From web sources and news partners
Profile
Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through partnerships with two national banks, Stride Bank and The Bancorp Bank. The company offers fee-free checking and savings accounts, debit cards, and other financial products through its mobile application. Chime was founded in 2012 by Chris Britt and Ryan King and began services in 2014. The company has grown through features like early access to direct deposits, earned wage access, fee-free overdraft services, and interest-free secured credit cards. It became publicly traded on the Nasdaq in June 2025. Wikipedia
About Chime Financial Inc
CEOChris Britt
Employees1,52 k
Founded2012
HeadquartersSan Francisco, Kalifornië, Verenigde State van Amerika
SectorFinancials
Industry-
Websitechime.com
Analyst ratings
Based on 20 analysts giving stock ratings to CHYM in the past 3 months
Strong buy
Buy
18
Hold
2
Sell
0
12-month forecast
Based on 20 Wall Street analysts offering 12 month price targets for CHYM in the last 3 months.
Highest
Current USD 33,09
USD 50,00 (+51,09%)
Average
USD 40,92 (+23,65%)
Lowest
USD 32,50 (-1,79%)
Analyst
Recommendation
Action
Price target
Projected
Date
Adam Frisch
Evercore ISI
Buy
Maintained
USD 42,00
+26,9%
11/05/2026
Gustavo Gala
Monness
Hold
Reiterated
USD 32,50
-1,8%
11/05/2026
Joseph Vafi
Canaccord Genuity
Buy
Maintained
USD 50,00
+51,1%
11/05/2026
Lance Jessurun
Scotiabank
Buy
Reiterated
USD 44,00
+33%
11/05/2026
Tien Tsin Huang
J.P. Morgan
Buy
Maintained
USD 40,00
+20,9%
11/05/2026
James Faucette
Morgan Stanley
Buy
Maintained
USD 41,00
+23,9%
11/05/2026
Hal Goetsch
B. Riley Securities
Buy
Maintained
USD 45,00
+36%
11/05/2026
Timothy Chiodo
UBS
Hold
Reiterated
USD 34,00
+2,7%
11/05/2026
Patrick Moley
Piper Sandler
Buy
Maintained
USD 40,00
+20,9%
11/05/2026
Will Nance
Goldman Sachs
Buy
Reiterated
USD 43,00
+29,9%
11/04/2026
Cassie Chan
Wells Fargo
Buy
Reiterated
USD 42,00
+26,9%
11/04/2026
Nik Cremo
Barclays
Buy
Maintained
USD 40,00
+20,9%
11/05/2026
Jeff Cantwell
Seaport Global
Buy
Maintained
USD 42,00
+26,9%
10/08/2026
Nate Svensson
Deutsche Bank
Buy
Upgraded
USD 35,00
+5,8%
10/08/2026
Andrew Jeffrey
William Blair
Buy
Reiterated
-
-
10/01/2026
Harry Bartlett
Rothschild & Co Redburn
Buy
Upgraded
USD 46,00
+39%
09/14/2026
Andrew Bauch
BMO Capital
Buy
Reiterated
USD 38,00
+14,8%
09/09/2026
Alex Markgraff
KeyBanc
Buy
Maintained
USD 40,00
+20,9%
09/09/2026
Unknown Analyst
Scotiabank
Buy
Reiterated
USD 42,00
+26,9%
09/09/2026
Unknown Analyst
Loop Capital Markets
Buy
Initiated
USD 45,00
+36%
09/08/2026
Reginald Smith
Loop Capital Markets
Buy
Initiated
USD 45,00
+36%
09/08/2026
Darrin Peller
Wolfe Research
Buy
Maintained
USD 38,00
+14,8%
08/25/2026
Sanjay Sakhrani
KBW
Buy
Maintained
USD 35,00
+5,8%
08/06/2026
Lemar Clarke
Freedom Capital Markets
Buy
Reiterated
USD 32,00
-3,3%
08/06/2026
Ramsey El Assal
Cantor Fitzgerald
Buy
Initiated
USD 26,00
-21,4%
07/08/2026
Jason Kupferberg
Wells Fargo
Buy
Maintained
USD 28,00
-15,4%
06/15/2026
Unknown Analyst
BMO Capital
Buy
Initiated
USD 30,00
-9,3%
04/22/2026
Randy Binner
Texas Capital Securities
Buy
Initiated
USD 28,00
-15,4%
04/14/2026
Giuliano Bologna
Compass Point
Buy
Upgraded
USD 27,00
-18,4%
04/13/2026
Mark Mahaney
Evercore ISI
Buy
Maintained
USD 35,00
+5,8%
02/26/2026
Last report
05 Nov. 2026
Fiscal period
Q3 2026
USD 0,11 / USD 0,24
-54,17%miss
Revenue / Est. (USD)
718,00 m / 704,80 m
+1,87%beat
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
Des. 2025
Mrt. 2026
Jun. 2026
Sep. 2026
Revenue
596,36 m
647,39 m
669,77 m
718,00 m
Cost of goods sold
66,11 m
67,07 m
74,90 m
71,94 m
Cost of revenue
66,11 m
67,07 m
74,90 m
71,94 m
Research and development expenses
111,35 m
109,78 m
112,11 m
110,85 m
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
332,91 m
331,30 m
353,86 m
363,47 m
Operating expense
448,54 m
445,24 m
470,26 m
479,05 m
Total operating expenses
514,65 m
512,32 m
545,16 m
550,99 m
Operating income
81,71 m
135,07 m
124,61 m
167,01 m
Other non operating income
-102,88 m
-88,90 m
-103,29 m
-115,61 m
EBT including unusual items
-44,73 m
53,91 m
28,06 m
43,97 m
EBT excluding unusual items
-12,13 m
53,91 m
28,06 m
61,05 m
Income tax expense
46,00 k
455,00 k
213,00 k
250,00 k
Effective tax rate
-0,10%
0,84%
0,76%
0,57%
Other operating expenses
-
-
-
-
Net income
-44,78 m
53,46 m
27,85 m
43,72 m
Net profit margin
-7,51%
8,26%
4,16%
6,09%
Earnings per share
-
-
-
-
Interest and investment income
9,04 m
7,75 m
6,74 m
9,65 m
Interest expense
-
-
-
-
Net interest expenses
9,04 m
7,75 m
6,74 m
9,65 m
Depreciation and amortization charges
4,28 m
4,17 m
4,30 m
4,73 m
EBITDA
89,53 m
142,73 m
132,17 m
174,95 m
Gain or loss from assets sale
-
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
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Date
Shares
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