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BFH:NYSE
Bread Financial Holdings Inc
US$ १०२.३१
+०.६७%
(+०.६८) 1D
US$ १०२.३१
०.००% (०.००)
After hours
Closed: अक्टोबर १३, १६:००:११ GMT-४  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for BFH...
Open
US$ १०१.९८
High
US$ १०३.७७
Low
US$ १००.५४
Mkt. cap
३.९० अरब
Avg. vol.
५.८४ लाख
Volume
०.००
52-wk high
US$ ११४.५३
52-wk low
US$ ५५.८०
Beta
१.१५
Shares outstanding
३.८४ करोड
No. of employees
६ हजार
Open
US$ १०१.९८
High
US$ १०३.७७
Low
US$ १००.५४
Mkt. cap
३.९० अरब
Avg. vol.
५.८४ लाख
Volume
०.००
52-wk high
US$ ११४.५३
52-wk low
US$ ५५.८०
Beta
१.१५
Shares outstanding
३.८४ करोड
No. of employees
६ हजार
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Profile
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data. A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00. Wikipedia
About Bread Financial Holdings Inc
CEORalph Andretta
Employees६ हजार
Founded१९८३ अप्रिल २२
Headquartersकोलम्बस, ओहायो, संयुक्त राज्य अमेरिका
Sector-
Analyst ratings
Based on 12 analysts giving stock ratings to BFH in the past 3 months
Buy
Buy
6
Hold
6
Sell
0
12-month forecast
Based on 12 Wall Street analysts offering 12 month price targets for BFH in the last 3 months.
Highest
Current US$ १०२.३१
US$ १३०.०० (+२७.०६%)
Average
US$ ११७.३६ (+१४.७१%)
Lowest
US$ १०७.०० (+४.५८%)
Analyst
Recommendation
Action
Price target
Projected
Date
Jon Arfstrom
RBC Capital
Hold
Maintained
US$ ११५.००
+१२.४%
10/09/2026
Bill Ryan
Seaport Global
Buy
Maintained
US$ १२१.००
+१८.३%
10/07/2026
Moshe Orenbuch
TD Cowen
Hold
Maintained
US$ १११.००
+८.५%
10/06/2026
Mihir Bhatia
Bank of America Securities
Buy
Maintained
-
-
10/05/2026
Terry Ma
Barclays
Hold
Maintained
US$ ११०.००
+७.५%
10/05/2026
John Pancari
Evercore ISI
Buy
Maintained
US$ ११८.००
+१५.३%
10/01/2026
Donald Fandetti
Wells Fargo
Hold
Reiterated
US$ ११५.००
+१२.४%
09/30/2026
Darrin Peller
Wolfe Research
Buy
Upgraded
US$ १३०.००
+२७.१%
08/25/2026
Nicholas Holowko
Raymond James
Buy
Maintained
US$ १२७.००
+२४.१%
08/03/2026
Ryan Nash
Goldman Sachs
Hold
Reiterated
US$ १०८.००
+५.६%
07/23/2026
Jeffrey Adelson
Morgan Stanley
Hold
Maintained
US$ १०७.००
+४.६%
07/24/2026
Sanjay Sakhrani
KBW
Buy
Maintained
US$ १२९.००
+२६.१%
07/24/2026
Vincent Caintic
BTIG
Buy
Reiterated
US$ १३२.००
+२९%
06/30/2026
Dominick Gabriele
Loop Capital Markets
Buy
Initiated
US$ १०४.००
+१.७%
05/21/2026
Hoang Nguyen
TD Cowen
Hold
Maintained
US$ ९५.००
-७.१%
05/15/2026
Next call ८ दिनमा
अक्टोबर २२, बिहि, १४:३०
Fiscal period
Q3 2026
- / US$ ३.२४
Revenue / Est. (USD)
- / १.०१ अरब
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance: upcoming earnings
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
२०२५ सेप्टेम्बर
२०२५ डिसेम्बर
२०२६ मार्च
२०२६ जुन
Revenue
६७.२० करोड
६०.२० करोड
७१.५० करोड
६८.०० करोड
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
३५.८० करोड
३८.०० करोड
३५.५० करोड
३६.५० करोड
Operating expense
४७.३० करोड
५०.०० करोड
४७.२० करोड
४८.३० करोड
Total operating expenses
४७.३० करोड
५०.०० करोड
४७.२० करोड
४८.३० करोड
Operating income
१९.९० करोड
१०.२० करोड
२४.३० करोड
१९.७० करोड
Other non operating income
-
-
-
-
EBT including unusual items
१९.६० करोड
४.७० करोड
२४.३० करोड
१९.७० करोड
EBT excluding unusual items
१९.९० करोड
१०.२० करोड
२४.३० करोड
१९.७० करोड
Income tax expense
८०.०० लाख
-६०.०० लाख
६.२० करोड
५.१० करोड
Effective tax rate
४.०८%
-१२.७७%
२५.५१%
२५.८९%
Other operating expenses
११.५० करोड
१२.०० करोड
११.७० करोड
११.८० करोड
Net income
१८.८० करोड
५.४० करोड
१८.१० करोड
१४.६० करोड
Net profit margin
२७.९८%
८.९७%
२५.३१%
२१.४७%
Earnings per share
४.०२
२.०७
४.१८
३.५५
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-३०.०० लाख
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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