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BFH:NYSE
Bread Financial Holdings Inc
$ 97.64
-0.16%
(-0.16) 1D
$ 97.64
0.00% (0.00)
After hours
Closed: 10-р сарын 7, 16:00:12 (GMT-4)  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for BFH...
Open
$ 97.09
High
$ 98.40
Low
$ 96.60
Mkt. cap
3.76 тэрбум
Avg. vol.
555.46 мян
Volume
10.00
52-wk high
$ 114.53
52-wk low
$ 53.83
Beta
1.15
Shares outstanding
38.42 сая
No. of employees
6 мян
Open
$ 97.09
High
$ 98.40
Low
$ 96.60
Mkt. cap
3.76 тэрбум
Avg. vol.
555.46 мян
Volume
10.00
52-wk high
$ 114.53
52-wk low
$ 53.83
Beta
1.15
Shares outstanding
38.42 сая
No. of employees
6 мян
News stories
From web sources and news partners
Bread Financial Newsroom
Bread Financial Newsroom
·
17 цагийн өмнө
Giving Campaign raises $2.1 million for 1,000+ nonprofits
Bread Financial Newsroom
Bread Financial Newsroom
·
1 өдрийн өмнө
Quicktake: Holiday shoppers consider AI agents for deal hunting
Profile
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data. A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00. Wikipedia
About Bread Financial Holdings Inc
CEORalph Andretta
Employees6 мян
Founded1983 оны 4-р сарын 22
HeadquartersКолумбус, Охайо, Америкийн Нэгдсэн Улс
SectorPayment service provider
Analyst ratings
Based on 12 analysts giving stock ratings to BFH in the past 3 months
Buy
Buy
6
Hold
6
Sell
0
12-month forecast
Based on 12 Wall Street analysts offering 12 month price targets for BFH in the last 3 months.
Highest
Current $ 97.64
$ 130.00 (+33.14%)
Average
$ 117.36 (+20.20%)
Lowest
$ 107.00 (+9.59%)
Analyst
Recommendation
Action
Price target
Projected
Date
Bill Ryan
Seaport Global
Buy
Maintained
$ 121.00
+23.9%
10/07/2026
Moshe Orenbuch
TD Cowen
Hold
Maintained
$ 111.00
+13.7%
10/06/2026
Mihir Bhatia
Bank of America Securities
Buy
Maintained
-
-
10/05/2026
Terry Ma
Barclays
Hold
Maintained
$ 110.00
+12.7%
10/05/2026
John Pancari
Evercore ISI
Buy
Maintained
$ 118.00
+20.9%
10/01/2026
Donald Fandetti
Wells Fargo
Hold
Reiterated
$ 115.00
+17.8%
09/30/2026
Darrin Peller
Wolfe Research
Buy
Upgraded
$ 130.00
+33.1%
08/25/2026
Nicholas Holowko
Raymond James
Buy
Maintained
$ 127.00
+30.1%
08/03/2026
Ryan Nash
Goldman Sachs
Hold
Reiterated
$ 108.00
+10.6%
07/23/2026
Jeffrey Adelson
Morgan Stanley
Hold
Maintained
$ 107.00
+9.6%
07/24/2026
Jon Arfstrom
RBC Capital
Hold
Maintained
$ 115.00
+17.8%
07/23/2026
Sanjay Sakhrani
KBW
Buy
Maintained
$ 129.00
+32.1%
07/24/2026
Vincent Caintic
BTIG
Buy
Reiterated
$ 132.00
+35.2%
06/30/2026
Dominick Gabriele
Loop Capital Markets
Buy
Initiated
$ 104.00
+6.5%
05/21/2026
Hoang Nguyen
TD Cowen
Hold
Maintained
$ 95.00
-2.7%
05/15/2026
Last report
2026 оны 7-р сарын 23
Fiscal period
Q2 2026
$ 3.55 / $ 2.77
+28.26%beat
Revenue / Est. (USD)
680.00 сая / 959.92 сая
-29.16%miss
Fiscal Q2 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
2025 оны 9-р сар
2025 оны 12-р сар
2026 оны 3-р сар
2026 оны 6-р сар
Revenue
672.00 сая
602.00 сая
715.00 сая
680.00 сая
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
358.00 сая
380.00 сая
355.00 сая
365.00 сая
Operating expense
473.00 сая
500.00 сая
472.00 сая
483.00 сая
Total operating expenses
473.00 сая
500.00 сая
472.00 сая
483.00 сая
Operating income
199.00 сая
102.00 сая
243.00 сая
197.00 сая
Other non operating income
-
-
-
-
EBT including unusual items
196.00 сая
47.00 сая
243.00 сая
197.00 сая
EBT excluding unusual items
199.00 сая
102.00 сая
243.00 сая
197.00 сая
Income tax expense
8.00 сая
-6.00 сая
62.00 сая
51.00 сая
Effective tax rate
4.08%
-12.77%
25.51%
25.89%
Other operating expenses
115.00 сая
120.00 сая
117.00 сая
118.00 сая
Net income
188.00 сая
54.00 сая
181.00 сая
146.00 сая
Net profit margin
27.98%
8.97%
25.31%
21.47%
Earnings per share
4.02
2.07
4.18
3.55
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-3.00 сая
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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