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BFH:NYSE
Bread Financial Holdings Inc
US$100,58
-0,15%
(-0,15) 1D
US$100,58
0,00% (0,00)
After hours
Closed: 9 ຕ.ລ., 16 ໂມງ 0 ນາທີ 10 ວິນາທີ GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for BFH...
Open
US$100,25
High
US$102,13
Low
US$99,38
Mkt. cap
3,86 ຕື້
Avg. vol.
569,20 ພັນ
Volume
715,05 ພັນ
52-wk high
US$114,53
52-wk low
US$53,83
Beta
1,15
Shares outstanding
38,42 ລ້ານ
No. of employees
6 ພັນ
Open
US$100,25
High
US$102,13
Low
US$99,38
Mkt. cap
3,86 ຕື້
Avg. vol.
569,20 ພັນ
Volume
715,05 ພັນ
52-wk high
US$114,53
52-wk low
US$53,83
Beta
1,15
Shares outstanding
38,42 ລ້ານ
No. of employees
6 ພັນ
News stories
From web sources and news partners
Profile
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data. A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00. Wikipedia
About Bread Financial Holdings Inc
CEORalph Andretta
Employees6 ພັນ
Founded22 ມ.ສ. 1983
Headquartersໂຄລອມບັສ, ໂອໄຮໂອ, ສະຫະລັດ
SectorPayment service provider
Analyst ratings
Based on 12 analysts giving stock ratings to BFH in the past 3 months
Buy
Buy
6
Hold
6
Sell
0
12-month forecast
Based on 12 Wall Street analysts offering 12 month price targets for BFH in the last 3 months.
Highest
Current US$100,58
US$130,00 (+29,25%)
Average
US$117,36 (+16,68%)
Lowest
US$107,00 (+6,38%)
Analyst
Recommendation
Action
Price target
Projected
Date
Bill Ryan
Seaport Global
Buy
Maintained
US$121,00
+20,3%
10/07/2026
Moshe Orenbuch
TD Cowen
Hold
Maintained
US$111,00
+10,4%
10/06/2026
Mihir Bhatia
Bank of America Securities
Buy
Maintained
-
-
10/05/2026
Terry Ma
Barclays
Hold
Maintained
US$110,00
+9,4%
10/05/2026
John Pancari
Evercore ISI
Buy
Maintained
US$118,00
+17,3%
10/01/2026
Donald Fandetti
Wells Fargo
Hold
Reiterated
US$115,00
+14,3%
09/30/2026
Darrin Peller
Wolfe Research
Buy
Upgraded
US$130,00
+29,3%
08/25/2026
Nicholas Holowko
Raymond James
Buy
Maintained
US$127,00
+26,3%
08/03/2026
Ryan Nash
Goldman Sachs
Hold
Reiterated
US$108,00
+7,4%
07/23/2026
Jeffrey Adelson
Morgan Stanley
Hold
Maintained
US$107,00
+6,4%
07/24/2026
Jon Arfstrom
RBC Capital
Hold
Maintained
US$115,00
+14,3%
07/23/2026
Sanjay Sakhrani
KBW
Buy
Maintained
US$129,00
+28,3%
07/24/2026
Vincent Caintic
BTIG
Buy
Reiterated
US$132,00
+31,2%
06/30/2026
Dominick Gabriele
Loop Capital Markets
Buy
Initiated
US$104,00
+3,4%
05/21/2026
Hoang Nguyen
TD Cowen
Hold
Maintained
US$95,00
-5,5%
05/15/2026
Next call ໃນອີກ 12 ມື້
ພະຫັດ 22 ຕ.ລ., 14:30
Fiscal period
Q3 2026
- / US$3,24
Revenue / Est. (USD)
- / 1,01 ຕື້
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance: upcoming earnings
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
ກ.ຍ. 2025
ທ.ວ. 2025
ມ.ນ. 2026
ມິ.ຖ. 2026
Revenue
672,00 ລ້ານ
602,00 ລ້ານ
715,00 ລ້ານ
680,00 ລ້ານ
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
358,00 ລ້ານ
380,00 ລ້ານ
355,00 ລ້ານ
365,00 ລ້ານ
Operating expense
473,00 ລ້ານ
500,00 ລ້ານ
472,00 ລ້ານ
483,00 ລ້ານ
Total operating expenses
473,00 ລ້ານ
500,00 ລ້ານ
472,00 ລ້ານ
483,00 ລ້ານ
Operating income
199,00 ລ້ານ
102,00 ລ້ານ
243,00 ລ້ານ
197,00 ລ້ານ
Other non operating income
-
-
-
-
EBT including unusual items
196,00 ລ້ານ
47,00 ລ້ານ
243,00 ລ້ານ
197,00 ລ້ານ
EBT excluding unusual items
199,00 ລ້ານ
102,00 ລ້ານ
243,00 ລ້ານ
197,00 ລ້ານ
Income tax expense
8,00 ລ້ານ
-6,00 ລ້ານ
62,00 ລ້ານ
51,00 ລ້ານ
Effective tax rate
4,08%
-12,77%
25,51%
25,89%
Other operating expenses
115,00 ລ້ານ
120,00 ລ້ານ
117,00 ລ້ານ
118,00 ລ້ານ
Net income
188,00 ລ້ານ
54,00 ລ້ານ
181,00 ລ້ານ
146,00 ລ້ານ
Net profit margin
27,98%
8,97%
25,31%
21,47%
Earnings per share
4,02
2,07
4,18
3,55
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-3,00 ລ້ານ
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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