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BFH:NYSE
Bread Financial Holdings Inc
102,31 $
+0,67%
(+0,68) 1D
102,31 $
0,00% (0,00)
After hours
Closed: 13 қаз., 16:00:11 GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for BFH...
Open
101,98 $
High
103,77 $
Low
100,54 $
Mkt. cap
3,90 млрд
Avg. vol.
584,11 м.
Volume
390,02 м.
52-wk high
114,53 $
52-wk low
55,80 $
Beta
1,15
Shares outstanding
38,42 млн
No. of employees
6 мың
Open
101,98 $
High
103,77 $
Low
100,54 $
Mkt. cap
3,90 млрд
Avg. vol.
584,11 м.
Volume
390,02 м.
52-wk high
114,53 $
52-wk low
55,80 $
Beta
1,15
Shares outstanding
38,42 млн
No. of employees
6 мың
News stories
From web sources and news partners
Profile
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data. A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00. Wikipedia
About Bread Financial Holdings Inc
CEORalph Andretta
Employees6 мың
Founded1983 ж. 22 сәу.
HeadquartersКолумбус, Огайо, Америка Құрама Штаттары
SectorPayment service provider
Analyst ratings
Based on 12 analysts giving stock ratings to BFH in the past 3 months
Buy
Buy
6
Hold
6
Sell
0
12-month forecast
Based on 12 Wall Street analysts offering 12 month price targets for BFH in the last 3 months.
Highest
Current 102,31 $
130,00 $ (+27,06%)
Average
117,36 $ (+14,71%)
Lowest
107,00 $ (+4,58%)
Analyst
Recommendation
Action
Price target
Projected
Date
Jon Arfstrom
RBC Capital
Hold
Maintained
115,00 $
+12,4%
10/09/2026
Bill Ryan
Seaport Global
Buy
Maintained
121,00 $
+18,3%
10/07/2026
Moshe Orenbuch
TD Cowen
Hold
Maintained
111,00 $
+8,5%
10/06/2026
Mihir Bhatia
Bank of America Securities
Buy
Maintained
-
-
10/05/2026
Terry Ma
Barclays
Hold
Maintained
110,00 $
+7,5%
10/05/2026
John Pancari
Evercore ISI
Buy
Maintained
118,00 $
+15,3%
10/01/2026
Donald Fandetti
Wells Fargo
Hold
Reiterated
115,00 $
+12,4%
09/30/2026
Darrin Peller
Wolfe Research
Buy
Upgraded
130,00 $
+27,1%
08/25/2026
Nicholas Holowko
Raymond James
Buy
Maintained
127,00 $
+24,1%
08/03/2026
Ryan Nash
Goldman Sachs
Hold
Reiterated
108,00 $
+5,6%
07/23/2026
Jeffrey Adelson
Morgan Stanley
Hold
Maintained
107,00 $
+4,6%
07/24/2026
Sanjay Sakhrani
KBW
Buy
Maintained
129,00 $
+26,1%
07/24/2026
Vincent Caintic
BTIG
Buy
Reiterated
132,00 $
+29%
06/30/2026
Dominick Gabriele
Loop Capital Markets
Buy
Initiated
104,00 $
+1,7%
05/21/2026
Hoang Nguyen
TD Cowen
Hold
Maintained
95,00 $
-7,1%
05/15/2026
Next call 9 күннен кейін
22 қаз., бс, 14:30
Fiscal period
Q3 2026
- / 3,24 $
Revenue / Est. (USD)
- / 1,01 млрд
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance: upcoming earnings
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
2025 ж. қыр.
2025 ж. жел.
2026 ж. нау.
2026 ж. мау.
Revenue
672,00 млн
602,00 млн
715,00 млн
680,00 млн
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
358,00 млн
380,00 млн
355,00 млн
365,00 млн
Operating expense
473,00 млн
500,00 млн
472,00 млн
483,00 млн
Total operating expenses
473,00 млн
500,00 млн
472,00 млн
483,00 млн
Operating income
199,00 млн
102,00 млн
243,00 млн
197,00 млн
Other non operating income
-
-
-
-
EBT including unusual items
196,00 млн
47,00 млн
243,00 млн
197,00 млн
EBT excluding unusual items
199,00 млн
102,00 млн
243,00 млн
197,00 млн
Income tax expense
8,00 млн
-6,00 млн
62,00 млн
51,00 млн
Effective tax rate
4,08%
-12,77%
25,51%
25,89%
Other operating expenses
115,00 млн
120,00 млн
117,00 млн
118,00 млн
Net income
188,00 млн
54,00 млн
181,00 млн
146,00 млн
Net profit margin
27,98%
8,97%
25,31%
21,47%
Earnings per share
4,02
2,07
4,18
3,55
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-3,00 млн
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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