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BFH:NYSE
Bread Financial Holdings Inc
101,63 US$
+1,04%
(+1,05) 1D
101,63 US$
0,00% (0,00)
After hours
Closed: 12 ოქტ, 16:00:11 GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for BFH...
Open
100,55 US$
High
102,95 US$
Low
100,55 US$
Mkt. cap
3,86 მლრდ.
Avg. vol.
586,18 ათ.
Volume
0,00
52-wk high
114,53 US$
52-wk low
54,89 US$
Beta
1,15
Shares outstanding
38,42 მლნ.
No. of employees
6 ათ.
Open
100,55 US$
High
102,95 US$
Low
100,55 US$
Mkt. cap
3,86 მლრდ.
Avg. vol.
586,18 ათ.
Volume
0,00
52-wk high
114,53 US$
52-wk low
54,89 US$
Beta
1,15
Shares outstanding
38,42 მლნ.
No. of employees
6 ათ.
News stories
From web sources and news partners
Profile
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data. A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00. Wikipedia
About Bread Financial Holdings Inc
CEOრალფ ანდრეტა
Employees6 ათ.
Founded22 აპრ. 1983
Headquartersკოლუმბუსი, ოჰაიო, ამერიკის შეერთებული შტატები
SectorPayment service provider
Analyst ratings
Based on 12 analysts giving stock ratings to BFH in the past 3 months
Buy
Buy
6
Hold
6
Sell
0
12-month forecast
Based on 12 Wall Street analysts offering 12 month price targets for BFH in the last 3 months.
Highest
Current 101,63 US$
130,00 US$ (+27,91%)
Average
117,36 US$ (+15,48%)
Lowest
107,00 US$ (+5,28%)
Analyst
Recommendation
Action
Price target
Projected
Date
Jon Arfstrom
RBC Capital
Hold
Maintained
115,00 US$
+13,2%
10/09/2026
Bill Ryan
Seaport Global
Buy
Maintained
121,00 US$
+19,1%
10/07/2026
Moshe Orenbuch
TD Cowen
Hold
Maintained
111,00 US$
+9,2%
10/06/2026
Mihir Bhatia
Bank of America Securities
Buy
Maintained
-
-
10/05/2026
Terry Ma
Barclays
Hold
Maintained
110,00 US$
+8,2%
10/05/2026
John Pancari
Evercore ISI
Buy
Maintained
118,00 US$
+16,1%
10/01/2026
Donald Fandetti
Wells Fargo
Hold
Reiterated
115,00 US$
+13,2%
09/30/2026
Darrin Peller
Wolfe Research
Buy
Upgraded
130,00 US$
+27,9%
08/25/2026
Nicholas Holowko
Raymond James
Buy
Maintained
127,00 US$
+25%
08/03/2026
Ryan Nash
Goldman Sachs
Hold
Reiterated
108,00 US$
+6,3%
07/23/2026
Jeffrey Adelson
Morgan Stanley
Hold
Maintained
107,00 US$
+5,3%
07/24/2026
Sanjay Sakhrani
KBW
Buy
Maintained
129,00 US$
+26,9%
07/24/2026
Vincent Caintic
BTIG
Buy
Reiterated
132,00 US$
+29,9%
06/30/2026
Dominick Gabriele
Loop Capital Markets
Buy
Initiated
104,00 US$
+2,3%
05/21/2026
Hoang Nguyen
TD Cowen
Hold
Maintained
95,00 US$
-6,5%
05/15/2026
Next call 9 დღეში
ხუთ, 22 ოქტ, 14:30
Fiscal period
Q3 2026
- / 3,24 US$
Revenue / Est. (USD)
- / 1,01 მლრდ.
Fiscal Q3 2026 earnings call
Waiting for the earnings call
At a glance: upcoming earnings
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Revenue
Net income
All values in USD
სექ. 2025
დეკ. 2025
მარ. 2026
ივნ. 2026
Revenue
672,00 მლნ.
602,00 მლნ.
715,00 მლნ.
680,00 მლნ.
Cost of goods sold
-
-
-
-
Cost of revenue
-
-
-
-
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
358,00 მლნ.
380,00 მლნ.
355,00 მლნ.
365,00 მლნ.
Operating expense
473,00 მლნ.
500,00 მლნ.
472,00 მლნ.
483,00 მლნ.
Total operating expenses
473,00 მლნ.
500,00 მლნ.
472,00 მლნ.
483,00 მლნ.
Operating income
199,00 მლნ.
102,00 მლნ.
243,00 მლნ.
197,00 მლნ.
Other non operating income
-
-
-
-
EBT including unusual items
196,00 მლნ.
47,00 მლნ.
243,00 მლნ.
197,00 მლნ.
EBT excluding unusual items
199,00 მლნ.
102,00 მლნ.
243,00 მლნ.
197,00 მლნ.
Income tax expense
8,00 მლნ.
-6,00 მლნ.
62,00 მლნ.
51,00 მლნ.
Effective tax rate
4,08%
-12,77%
25,51%
25,89%
Other operating expenses
115,00 მლნ.
120,00 მლნ.
117,00 მლნ.
118,00 მლნ.
Net income
188,00 მლნ.
54,00 მლნ.
181,00 მლნ.
146,00 მლნ.
Net profit margin
27,98%
8,97%
25,31%
21,47%
Earnings per share
4,02
2,07
4,18
3,55
Interest and investment income
-
-
-
-
Interest expense
-
-
-
-
Net interest expenses
-
-
-
-
Depreciation and amortization charges
-
-
-
-
EBITDA
-
-
-
-
Gain or loss from assets sale
-3,00 მლნ.
-
-
-
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider
Position
Type
Date
Shares
Amount
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