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Q1 2026 earnings
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XYF:NYSE
X Financial
$4.81
+1.69%
(+0.080) 1D
$4.89
+1.66% (+0.080)
After hours
Closed: May 29, 4:00:08 PM GMT-4  ·   USD
All symbols
SymbolPriceChange% Change
Generating top insights for XYF...
Open
$4.73
High
$5.00
Low
$4.65
Mkt. cap
185.26M
Avg. vol.
146.65K
Volume
96.93K
Dividend
11.64%
Quarterly dividend
$0.14
Ex-dividend date
Sep 26, 2025
P/E ratio
0.93
52-wk high
$20.36
52-wk low
$3.30
EPS
$5.20
Beta
0.58
Shares outstanding
22.25M
No. of employees
643
Open
$4.73
High
$5.00
Low
$4.65
Mkt. cap
185.26M
Avg. vol.
146.65K
Volume
96.93K
Dividend
11.64%
Quarterly dividend
$0.14
Ex-dividend date
Sep 26, 2025
P/E ratio
0.93
52-wk high
$20.36
52-wk low
$3.30
EPS
$5.20
Beta
0.58
Shares outstanding
22.25M
No. of employees
643
News stories
From sources across the web
About X Financial
CEO-
Employees643
Founded2014
Headquarters-
SectorPayment service provider
Websiteir.xiaoyinggroup.com
Last report
May 28, 2026
Fiscal period
Q1 2026
EPS / Est. (CNY)
- / -
Revenue / Est. (CNY)
1.18B / -
Fiscal Q1 2026 earnings call
Waiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in CNY
Loading Previous Earnings...
Income statement
Revenue
Net income
All values in CNY
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Revenue
2.27B
1.96B
1.47B
1.18B
Cost of goods sold
560.37M
626.46M
638.00M
537.69M
Cost of revenue
560.37M
626.46M
638.00M
537.69M
Research and development expenses
-
-
-
-
Total research and development expenses
-
-
-
-
Selling, general, and admin expenses
49.54M
52.12M
46.16M
47.12M
Operating expense
82.90M
112.82M
185.77M
77.90M
Total operating expenses
643.27M
739.28M
823.77M
615.59M
Operating income
1.63B
1.22B
644.07M
560.55M
Other non operating income
9.07M
122.36M
-8.57M
-3.61M
EBT including unusual items
638.81M
501.42M
41.32M
110.15M
EBT excluding unusual items
1.62B
1.36B
652.12M
538.51M
Income tax expense
110.80M
80.18M
-15.85M
72.20M
Effective tax rate
17.34%
15.99%
-38.36%
65.55%
Other operating expenses
-
-
-
-
Net income
528.02M
421.24M
57.17M
37.95M
Net profit margin
23.23%
21.48%
3.89%
3.23%
Earnings per share
-
-
-
-
Interest and investment income
3.98M
10.06M
23.30M
7.31M
Interest expense
-
-
-18.85M
-2.07M
Net interest expenses
3.98M
10.06M
4.45M
5.25M
Depreciation and amortization charges
-
-
-
-
EBITDA
1.63B
1.22B
646.86M
563.34M
Gain or loss from assets sale
-
-
-
-
Insider transactions
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