BFH:NYSE
Bread Financial Holdings Inc
$110.87
arrow_upward
+1.91%(+2.08) 1D
$110.87
0.00% (0.00)
bedtimeAfter hours
Closed: Sep 4, 4:00:11 PM GMT-4 · USD
search
All symbols
No data
1D
5D
1M
6M
YTD
1Y
5Y
MAX
| Symbol | Price | Change | % Change |
|---|
insights_autoGenerating top insights for BFH...
Open
$107.07
High
$110.97
Low
$107.05
Mkt. cap
4.26B
Avg. vol.
479.42K
Volume
712.88K
52-wk high
$114.53
52-wk low
$53.83
Beta
1.10
Shares outstanding
38.42M
No. of employees
6K
Open
$107.07
High
$110.97
Low
$107.05
Mkt. cap
4.26B
Avg. vol.
479.42K
Volume
712.88K
52-wk high
$114.53
52-wk low
$53.83
Beta
1.10
Shares outstanding
38.42M
No. of employees
6K
News stories
From web sources and news partners
Simply Wall Street
·
1 day ago
Is Bread Financial Holdings (BFH) Still A Bargain After Its Big 1 Year Rally?
News Corp
·
2 days ago
Bread Financial Holdings Inc. stock outperforms competitors on strong trading day
www.dars.gov.et
·
2 months ago
Bread Financial Holdings (BFH) Edges Higher as Shares Test Mid-Range Territory - Schiff Line
Profile
Bread Financial Holdings, Inc. is an American publicly traded provider of private label credit cards, coalition loyalty programs, and direct marketing, derived from the capture and analysis of transaction-rich data.
A significant portion of Bread Financial's revenue is generated through late fees charged to the subprime consumers it primarily serves. In October 2024 the Wall Street Journal reported that Bread Financial would raise its soft interest rate of 29.99% and add additional fees to customer accounts in anticipation of a Consumer Financial Protection Bureau ruling that would reduce its $41.00 late payment fee to $8.00. Wikipedia
About Bread Financial Holdings Inc
CEORalph Andretta
Employees6K
FoundedApr 22, 1983
HeadquartersColumbus, Ohio, United States
SectorPayment service provider
Websitebreadfinancial.com
Analyst ratings
Based on 12 analysts giving stock ratings to BFH in the past 3 months
Buy
Buy
7
Hold
5
Sell
0
12-month forecast
Based on 12 Wall Street analysts offering 12 month price targets for BFH in the last 3 months.
Highest
Current $110.87
$132.00 (+19.06%)
Average
$119.58 (+7.86%)
Lowest
$107.00 (-3.49%)
Analyst | Recommendation | Action | Price target | Projected | Date |
|---|---|---|---|---|---|
Darrin Peller Wolfe Research | Buy | Upgraded | $130.00 | +17.3% | 08/25/2026 |
Terry Ma Barclays | Hold | Maintained | $109.00 | -1.7% | 08/18/2026 |
Mihir Bhatia Bank of America Securities | Buy | Reiterated | $129.00 | +16.4% | 08/16/2026 |
Nicholas Holowko Raymond James | Buy | Maintained | $127.00 | +14.5% | 08/03/2026 |
Bill Ryan Seaport Global | Buy | Maintained | $119.00 | +7.3% | 07/27/2026 |
Ryan Nash Goldman Sachs | Hold | Reiterated | $108.00 | -2.6% | 07/23/2026 |
Jeffrey Adelson Morgan Stanley | Hold | Maintained | $107.00 | -3.5% | 07/24/2026 |
Jon Arfstrom RBC Capital | Hold | Maintained | $115.00 | +3.7% | 07/23/2026 |
Moshe Orenbuch TD Cowen | Hold | Reiterated | $114.00 | +2.8% | 07/24/2026 |
Sanjay Sakhrani KBW | Buy | Maintained | $129.00 | +16.4% | 07/24/2026 |
John Pancari Evercore ISI | Buy | Maintained | $116.00 | +4.6% | 07/06/2026 |
Vincent Caintic BTIG | Buy | Reiterated | $132.00 | +19.1% | 06/30/2026 |
Dominick Gabriele Loop Capital Markets | Buy | Initiated | $104.00 | -6.2% | 05/21/2026 |
Hoang Nguyen TD Cowen | Hold | Maintained | $95.00 | -14.3% | 05/15/2026 |
Last report
Jul 23, 2026
Fiscal period
Q2 2026
EPS / Est. (USD)
$3.55 / $2.77
+28.26%beat
arrow_upward
Revenue / Est. (USD)
680.00M / 959.92M
-29.16%miss
arrow_downward
Fiscal Q2 2026 earnings call
youtube_liveWaiting for the earnings call
At a glance
Insights from the latest news and reports
Previous reportsAll values in USD
Loading Previous Earnings...
Income statement
Revenue
Net income
- Quarterly
- Annual
All values in USD | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|
Revenue | 672.00M | 602.00M | 715.00M | 680.00M |
Cost of goods sold | - | - | - | - |
Cost of revenue | - | - | - | - |
Research and development expenses | - | - | - | - |
Total research and development expenses | - | - | - | - |
Selling, general, and admin expenses | 358.00M | 380.00M | 355.00M | 365.00M |
Operating expense | 473.00M | 500.00M | 472.00M | 483.00M |
Total operating expenses | 473.00M | 500.00M | 472.00M | 483.00M |
Operating income | 199.00M | 102.00M | 243.00M | 197.00M |
Other non operating income | - | - | - | - |
EBT including unusual items | 196.00M | 47.00M | 243.00M | 197.00M |
EBT excluding unusual items | 199.00M | 102.00M | 243.00M | 197.00M |
Income tax expense | 8.00M | -6.00M | 62.00M | 51.00M |
Effective tax rate | 4.08% | -12.77% | 25.51% | 25.89% |
Other operating expenses | 115.00M | 120.00M | 117.00M | 118.00M |
Net income | 188.00M | 54.00M | 181.00M | 146.00M |
Net profit margin | 27.98% | 8.97% | 25.31% | 21.47% |
Earnings per share | 4.02 | 2.07 | 4.18 | 3.55 |
Interest and investment income | - | - | - | - |
Interest expense | - | - | - | - |
Net interest expenses | - | - | - | - |
Depreciation and amortization charges | - | - | - | - |
EBITDA | - | - | - | - |
Gain or loss from assets sale | -3.00M | - | - | - |
Insider transactions
Insider transactions data is drawn from third-party sources. Learn more
Insider | Position | Type | Date | Shares | Amount |
|---|---|---|---|---|---|
Page 1